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FINANCIAL INSTITUTIONS 
APY* sort
APY Info
Annual Percentage Yield (APY) for certificates of deposits are from the latest rate surveys which are updated as often as daily. Rates are based on publicly available data for CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings. The APY for variable CD Rates may change after the account is opened.
Term sort
Min. Deposit sort
 
ValorFI Heroes
ValorFI Heroes
APY Updated on 04/21/2026
4.50%
6 Mo
$500
Max: No Limit
Restrictions  down
APY*
4.50%
Term
6 Mo
Min.Deposit
$500
Updated: 04/21/2026
Restrictions  down
7 Mo Relationship Special
Dort Financial Credit Union
Dort Financial Credit Union
star3.0BauerFinancial Rating
APY Updated on 05/18/2026
4.35%
7 Mo
$5,000
Max: No Limit
Restrictions  down
7 Mo Relationship Special
Dort Financial Credit Union
Dort Financial Credit Union
star3.0BauerFinancial Rating
APY*
4.35%
Term
7 Mo
Min.Deposit
$5,000
Updated: 05/18/2026
Restrictions  down
ValorFI Heroes
ValorFI Heroes
APY Updated on 04/21/2026
4.25%
12 Mo
$500
Max: No Limit
Restrictions  down
APY*
4.25%
Term
12 Mo
Min.Deposit
$500
Updated: 04/21/2026
Restrictions  down
LendingClub Bank N.A.
LendingClub Bank N.A.
star5.0BauerFinancial Rating
APY Updated on 05/13/2026
4.15%
11 Mo
$500
Max: $500,000
LendingClub Bank N.A.
LendingClub Bank N.A.
star5.0BauerFinancial Rating
APY*
4.15%
Term
11 Mo
Min.Deposit
$500
Updated: 05/13/2026
12 Mo Special- New Money Required
Municipal Credit Union
Municipal Credit Union
star5.0BauerFinancial Rating
APY Updated on 05/04/2026
4.07%
12 Mo
$5,000
Max: No Limit
Restrictions  down
12 Mo Special- New Money Required
Municipal Credit Union
Municipal Credit Union
star5.0BauerFinancial Rating
APY*
4.07%
Term
12 Mo
Min.Deposit
$5,000
Updated: 05/04/2026
Restrictions  down
11 Mo Term Savings Account
Quorum Federal Credit Union
Quorum Federal Credit Union
star4.0BauerFinancial Rating
APY Updated on 04/14/2026
4.05%
11 Mo
$100
Max: No Limit
11 Mo Term Savings Account
Quorum Federal Credit Union
Quorum Federal Credit Union
star4.0BauerFinancial Rating
APY*
4.05%
Term
11 Mo
Min.Deposit
$100
Updated: 04/14/2026
5 Mo Special
OMB Bank
OMB Bank
star4.0BauerFinancial Rating
APY Updated on 04/20/2026
4.05%
5 Mo
$1,000
Max: $249,999
5 Mo Special
OMB Bank
OMB Bank
star4.0BauerFinancial Rating
APY*
4.05%
Term
5 Mo
Min.Deposit
$1,000
Updated: 04/20/2026
ValorFI Heroes
ValorFI Heroes
APY Updated on 04/21/2026
4.00%
18 Mo
$500
Max: No Limit
Restrictions  down
APY*
4.00%
Term
18 Mo
Min.Deposit
$500
Updated: 04/21/2026
Restrictions  down
LendingClub Bank N.A.
LendingClub Bank N.A.
star5.0BauerFinancial Rating
APY Updated on 05/13/2026
4.00%
14 Mo
$500
Max: $500,000
LendingClub Bank N.A.
LendingClub Bank N.A.
star5.0BauerFinancial Rating
APY*
4.00%
Term
14 Mo
Min.Deposit
$500
Updated: 05/13/2026
12 Mo Special
American Bank of Freedom
American Bank of Freedom
star5.0BauerFinancial Rating
APY Updated on 05/19/2026
4.00%
12 Mo
$1,000
Max: $240,000
Restrictions  down
12 Mo Special
American Bank of Freedom
American Bank of Freedom
star5.0BauerFinancial Rating
APY*
4.00%
Term
12 Mo
Min.Deposit
$1,000
Updated: 05/19/2026
Restrictions  down
9 Mo New Money Promo
Valley National Bank
Valley National Bank
star5.0BauerFinancial Rating
APY Updated on 04/08/2026
4.00%
9 Mo
$500
Max: $500,000
9 Mo New Money Promo
Valley National Bank
Valley National Bank
star5.0BauerFinancial Rating
APY*
4.00%
Term
9 Mo
Min.Deposit
$500
Updated: 04/08/2026
EverBank, N.A.
EverBank, N.A.
star5.0BauerFinancial Rating
APY Updated on 03/12/2026
4.00%
7 Mo
$1,000
Max: No Limit
EverBank, N.A.
EverBank, N.A.
star5.0BauerFinancial Rating
APY*
4.00%
Term
7 Mo
Min.Deposit
$1,000
Updated: 03/12/2026
7 Mo Term Savings Account
Quorum Federal Credit Union
Quorum Federal Credit Union
star4.0BauerFinancial Rating
APY Updated on 04/14/2026
4.00%
7 Mo
$100
Max: No Limit
7 Mo Term Savings Account
Quorum Federal Credit Union
Quorum Federal Credit Union
star4.0BauerFinancial Rating
APY*
4.00%
Term
7 Mo
Min.Deposit
$100
Updated: 04/14/2026
6 Mo Special
American Bank of Freedom
American Bank of Freedom
star5.0BauerFinancial Rating
APY Updated on 05/19/2026
4.00%
6 Mo
$1,000
Max: $240,000
Restrictions  down
6 Mo Special
American Bank of Freedom
American Bank of Freedom
star5.0BauerFinancial Rating
APY*
4.00%
Term
6 Mo
Min.Deposit
$1,000
Updated: 05/19/2026
Restrictions  down
4 Mo Special
State Bank of India (California)
State Bank of India (California)
star5.0BauerFinancial Rating
APY Updated on 02/26/2026
4.00%
4 Mo
$1,000
Max: No Limit
4 Mo Special
State Bank of India (California)
State Bank of India (California)
star5.0BauerFinancial Rating
APY*
4.00%
Term
4 Mo
Min.Deposit
$1,000
Updated: 02/26/2026
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY Updated on 04/13/2026
3.95%
24 Mo
$100,000
Max: $1,000,000
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY*
3.95%
Term
24 Mo
Min.Deposit
$100,000
Updated: 04/13/2026
Finworth
Finworth
A Division of INSBANK
APY Updated on 09/02/2025
3.95%
12 Mo
$50,000
Max: $240,000
Finworth
Finworth
A Division of INSBANK
APY*
3.95%
Term
12 Mo
Min.Deposit
$50,000
Updated: 09/02/2025
3 Mo Special
American Bank of Freedom
American Bank of Freedom
star5.0BauerFinancial Rating
APY Updated on 02/18/2026
3.95%
3 Mo
$1,000
Max: $240,000
Restrictions  down
3 Mo Special
American Bank of Freedom
American Bank of Freedom
star5.0BauerFinancial Rating
APY*
3.95%
Term
3 Mo
Min.Deposit
$1,000
Updated: 02/18/2026
Restrictions  down
PointBank
PointBank
star5.0BauerFinancial Rating
APY Updated on 01/26/2026
3.93%
7 Mo
$50,000
Max: No Limit
Restrictions  down
PointBank
PointBank
star5.0BauerFinancial Rating
APY*
3.93%
Term
7 Mo
Min.Deposit
$50,000
Updated: 01/26/2026
Restrictions  down
Rising Bank
Rising Bank
star5.0BauerFinancial Rating
APY Updated on 05/13/2026
3.90%
12 Mo
$1,000
Max: $1,000,000
Rising Bank
Rising Bank
star5.0BauerFinancial Rating
APY*
3.90%
Term
12 Mo
Min.Deposit
$1,000
Updated: 05/13/2026
6 Mo Insured by NCUA
Alliant Credit Union
Alliant Credit Union
star4.0BauerFinancial Rating
APY Updated on 02/02/2026
3.90%
6 Mo
$1,000
Max: No Limit
6 Mo Insured by NCUA
Alliant Credit Union
Alliant Credit Union
star4.0BauerFinancial Rating
APY*
3.90%
Term
6 Mo
Min.Deposit
$1,000
Updated: 02/02/2026
LendingClub Bank N.A.
LendingClub Bank N.A.
star5.0BauerFinancial Rating
APY Updated on 05/13/2026
3.90%
6 Mo
$500
Max: $500,000
LendingClub Bank N.A.
LendingClub Bank N.A.
star5.0BauerFinancial Rating
APY*
3.90%
Term
6 Mo
Min.Deposit
$500
Updated: 05/13/2026
3 Mo Special
North American Savings Bank FSB
North American Savings Bank FSB
star5.0BauerFinancial Rating
APY Updated on 03/19/2026
3.90%
3 Mo
$1,000
Max: No Limit
Restrictions  down
3 Mo Special
North American Savings Bank FSB
North American Savings Bank FSB
star5.0BauerFinancial Rating
APY*
3.90%
Term
3 Mo
Min.Deposit
$1,000
Updated: 03/19/2026
Restrictions  down
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY Updated on 04/13/2026
3.85%
60 Mo
$50,000
Max: $1,000,000
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY*
3.85%
Term
60 Mo
Min.Deposit
$50,000
Updated: 04/13/2026
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY Updated on 04/13/2026
3.85%
48 Mo
$50,000
Max: $1,000,000
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY*
3.85%
Term
48 Mo
Min.Deposit
$50,000
Updated: 04/13/2026

* Annual Percentage Yield (APY) for certificates of deposits are from the latest rate surveys which are updated as often as daily. Rates are based on publicly available data for CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings. The APY for variable CD Rates may change after the account is opened.

** Annual Percentage Yield (APY) for High Yield Savings Accounts (HYSA) are effective as of the date shown above. HYSA are variable rate accounts. Rates may change after the account is opened. Fees may reduce earnings. Additional restrictions and requirements may apply. Please review the account deposit agreement and fee schedule for the financial institution for further information regarding fees, terms, and conditions.

Tiered rates may be included in the account listings. Please refer to the financial institution's website for the full listing of any tiered rates. Visitors should independently verify all terms, conditions, and limitations including, but not limited to deposit insurance coverage, credit union eligibility and membership requirements. CD Valet is not a federally insured deposit institution; deposit insurance is offered through the bank or credit union. CD Valet is compensated by a limited number of financial institutions that have either contracted marketing services with CD Valet or have an Open Now or affiliate link on CD Valet. Visit our Privacy and Disclosure Center to read related disclosures and policies of CD Valet and its partners.


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